If Timothy’s property Mortgage was worth $50,000 and was sold at a public auction house for $100,000, the leftover of $50,000 is called Surplus Money. 

When a foreclosed or tax-auctioned property sells for more than the total debt owed, the remaining balance does not go to the lender or the county. It belongs to you. These leftover proceeds are called surplus funds, and in many cases, former homeowners have no idea the money exists.

If you previously owned a property that was sold through foreclosure or a tax auction, there is a strong chance you are entitled to those funds. In certain situations, heirs and legally authorized representatives may also qualify. Reach out to us, and we will walk you through your eligibility at no cost.

Not at all. Our team takes full ownership of the process, from preparing the claim to submitting every required document on your behalf. You will never have to sort through legal filings or court requirements on your own.

Each state sets its own deadline for claiming surplus funds. Once that window closes, the money is typically absorbed by the state or county permanently. Acting sooner rather than later protects your right to what is already yours.

Every case is different. Some are resolved within a few weeks, while others may take several months, depending on the state and county involved. Throughout the entire process, we keep you informed, so you always know exactly where things stand.

Nothing upfront, and nothing at all if we are unsuccessful. We work strictly on a contingency basis, meaning our pre-agreed fee is only deducted after your funds have been successfully recovered and delivered to you.

No in-person visit is required. Everything is handled remotely through phone, email, and secure e-signature. We serve clients across all 50 states, and you can complete the entire process from the comfort of your home.